For heirs and executors
Three passes over your photographs, and never a single-figure answer
Here's how HeirLoupe works, in the order it happens. The examination is the easy half to explain. The harder half is why a value always arrives as a range, and why some items come back with no number at all.
5 photos · no account · no card · we never buy and never sell
What the examination is
A HeirLoupe examination is three passes over a set of uploaded photographs. Every photo is identified, only flagged items are researched one at a time, then the verdict is composed. Every number then goes through a calibration layer that states values as ranges and never as single figures. The run takes about 2 to 5 minutes.
Splitting the work into passes isn't a performance trick. A single question — “what is all this worth” — produces confident nonsense, because there's nothing stopping the answer from being invented. Asking three narrower questions in sequence, each one grounded in what actually separates a valuable object from a common one, produces something a curator would recognise.
The three passes
1. Identify
Every photo, wide, and deliberately generous about flagging. If something might matter, it gets flagged. A false flag costs you a paragraph of reading. A missed treasure costs you money, so the bias runs one way on purpose.
2. Research
Only the flagged items, one at a time, each grounded in the reference notes for its type — mint marks and key dates for coins, perforations and covers for stamps, matrix numbers for records. Withdrawing a flag here is a valid result, and it happens often.
3. Compose
The verdict in plain English, the attention list, the bulk assessment and the action plan. This pass writes; it doesn't decide what anything is worth. That decision already happened.
Then every number crosses one more layer before it reaches you. That layer is the part of this product we'd defend hardest, so it's worth spelling out.
The rules every number passes through
These are enforced in code, not asked for politely in an instruction. There are 22 tests sitting on top of them, and if one fails the product is lying to somebody about their inheritance.
- A value is always a range. There's no code path that can print a single figure. Not for an item, not for a collection, not anywhere. A point value implies a precision a photograph cannot support.
- A low-confidence item carries no number at all. It says “worth a professional look” and explains why. A made-up figure on an item we couldn't identify is the most damaging thing this product could do, in both directions: it either makes someone bin a treasure or humiliates them at a dealer's counter.
- A range too tight for its confidence gets widened. A narrow range reads as certainty, and on a middling-confidence item that certainty isn't there. So the spread is stretched to match how sure we actually are, rather than repeating a pretence.
- A collection total inherits the weakest confidence in it. One shaky item makes the whole total shaky, and the total says so. A collection with a “needs an expert” item in it is not a confident collection.
- Items we decline to value are reported separately. They're never silently counted as zero. “We don't know” and “worth nothing” are different answers, and folding the first into the second is how people throw things away.
In practice most flagged items come back with no number on them, because a photograph often can't settle what an object is well enough to price it. That's the system working rather than failing. A report with four blanks and one range in it is more use than a report with five confident figures, four of which are guesses.
The three confidence labels
Every item carries one. They're deliberately plain, because the audience isn't collectors.
| Label | What it means | What the report prints |
|---|---|---|
| Confident | Clearly identifiable from the photograph, and the market for it is well established. | A range. |
| Fairly sure | Probably identified correctly, but the value depends on condition we can't judge from a photo. | A wider range, widened on purpose. |
| Needs an expert | We could not identify this reliably enough to put a number on it. | No number. “Worth a professional look”, and what to ask about. |
Condition is the reason the middle row exists. Wear on the high points of a coin, the corners of a card, whether a record's inner sleeve is the original — these move a value further than almost anything else, and a photograph shows them imperfectly. What actually drives the value of an inherited coin collection goes through that in more detail.
Why the numbers are rounded
Below a certain size, precision is a pretence. Telling you an item is worth seven dollars rather than nine implies we can tell those apart from a photograph, and we can't, so every figure is rounded before it's displayed.
| Value band | Rounded to the nearest |
|---|---|
| Under 5 | 1 |
| 5 to 100 | 5 |
| 100 to 1,000 | 25 |
| Above 1,000 | 100 |
What the report contains
Six parts, the same six every time.
- The Verdict — what this collection is, in plain English.
- The Attention List — every item worth a closer look, with why.
- The Bulk Assessment — everything else, grouped and priced as lots.
- An Action Plan — what to authenticate, what to sell, and where.
- The Do-NOT list — the irreversible mistakes, before you make them.
- A printable archival PDF, and a tracker that survives the whole process.
The Do-NOT list comes near the top rather than the bottom, because it's the part that earns the fee. Cleaning a coin removes 50–90% of its value in about thirty seconds, and most people who do it are trying to make the collection presentable. What each tier covers is a short page, and the first look costs nothing.
Compared with the two obvious alternatives
The competition here isn't other software. It's a free valuation from someone who'd like to buy the collection, and a search result written by the same kind of person.
| HeirLoupe | A dealer's free valuation | A search result | |
|---|---|---|---|
| Who pays | You do. $0 for a first look, $39 for a full report. | Nobody. It's free because buying is the business. | Nobody. |
| What the valuer gains | The fee, and nothing else. We never buy, sell or broker. | The margin between the offer and the resale. | Ad revenue, or your details as a lead. |
| How values are stated | Always a range, with a confidence label attached. | One number, which is an offer rather than an appraisal. | A number for somebody else's item, in somebody else's condition. |
| Items nobody can identify | Reported separately, with no number and a note on what to ask. | Usually folded into the price for the lot. | Not addressed at all. |
None of that makes a dealer the villain. A dealer is a legitimate buyer and a single cheque for the bulk is often the right ending. The conflict is structural: the person valuing the collection shouldn't be the person buying it. If you're settling an estate rather than clearing a parent's house, the executor's version of this covers five collections and produces something a family can look at together.
Things worth knowing before you pay
This is not a certified appraisal
It's an informational estimate from photographs. It won't be accepted for an insurance schedule, a contested estate, a charitable deduction or a court, and we won't pretend otherwise. Part of what the report does is tell you which items are worth paying a real appraiser to see in person, which is usually a much shorter list than the boxes suggest.
Who this is wrong for
Anyone who wants a single precise number. You won't get one, by design, and if that's the thing you're paying for you should keep your money. It's equally wrong for anyone who wants us to sell the collection for them. We won't, at any price, and that refusal is the only reason the rest of this is trustworthy.
What happens to your photographs
They're rotated on ingest using the orientation data the camera wrote, because roughly a third of phone photos would otherwise reach the examination sideways. They're capped at 1600 pixels on the long edge. They're stored under a path derived from a hash rather than the original filename — that filename is usually something like IMG_4471, but it's sometimes a person's name. They're served only through a signed route.
What happens when something goes wrong
If the vision provider is unreachable, the pipeline doesn't show you an error page. A deterministic fallback composes a real report out of whatever the passes did find. Somebody paid $39 and uploaded photographs of their dead parent's possessions; “something went wrong, try again later” is not an acceptable thing to hand them.
What you actually do
-
Photograph the collection where it sits
Diffuse daylight, not flash. Both sides of anything unusual, and shoot through the plastic rather than opening a holder. The first-week checklist covers what to move and what to leave alone before you start.
-
Upload them
Up to 5 photos on the free first look, with no account and no card. Up to 200 on the $39 report, up to 600 on the $79 estate tier.
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Watch the tracker
You stay on the page. Each stage writes its progress as it finishes, so you can see which pass is running and how far through it is. Two to five minutes is typical. Nothing gets posted to you and nothing needs installing.
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Read the verdict first, then the attention list
The verdict tells you what the collection is in a paragraph. Most of the time it's the disappointing answer, and it's better to have it in writing than to find it out slowly over six months of listings.
-
Work the action plan, and come back if things change
Authenticate what's worth authenticating, sell what's worth selling, and leave the rest. If grading results come back or another box turns up, a re-triage rebuilds the report for $9.
This is an informational estimate from photographs, not a certified appraisal. We tell you what is worth paying an appraiser to look at — we have no interest in buying anything you own. Values are always given as ranges, and where a photograph can't settle it, the report says “worth a professional look” rather than inventing a figure.
Questions people actually ask
Including the ones where the honest answer costs us the sale.
Why won't you just give me one number?
Because a single number from a photograph would be a guess wearing a suit. Value swings on condition, and condition is exactly what a photograph shows worst.
There's no code path in the product that can print a point value. That's a structural choice, not a stylistic one, and it's the same reason we can afford to tell you a collection is worth very little.
Some items came back with no value at all. Why?
Because we couldn't identify them reliably enough to put a number on them. Those items are labelled “needs an expert” and reported separately, never counted as zero.
That isn't the same as worthless. It means somebody should see the item in person, and the report says what to ask them.
How long does it take, and do I have to wait around?
Roughly 2 to 5 minutes. You stay on the page and watch a live progress tracker while the three passes run, with each stage reporting as it completes.
How accurate is this really?
Accurate about identification more often than about value, which is why the two are reported separately. Plenty of flagged items come back identified and still carry no number, because the value turns on condition a photograph can't settle.
We'd rather under-claim than hand somebody a figure they take to a dealer and get embarrassed by. A photograph can tell you what an object probably is. It can't settle what it's worth.
What happens to my photographs?
They're rotated to the right way up, capped at 1600 pixels on the long edge, and stored under a hash-derived path rather than the original filename. They're served only through a signed route, so a report link doesn't expose a folder of family possessions.
Can I use this for insurance, probate or a tax deduction?
No. Those need a certified appraisal with a signature on it, and this is an informational estimate from photographs.
What it does do is narrow the list. Paying an appraiser to examine four items is a different bill from paying one to work through eleven boxes.
What if the examination fails halfway through?
You still get a report. If the vision provider is unreachable, a deterministic fallback composes the verdict from whatever the passes found rather than showing an error.
Somebody paid $39 and uploaded photographs of a dead parent's belongings. An error page is not an acceptable deliverable, so the product is built not to produce one.
Five photos, and you'll know whether it's worth going further
No account, no card. The first look tells you whether anything in those boxes deserves a full examination — and if the answer is no, it says so plainly.
We don't buy · we don't sell · we don't take a percentage